"Fiduciaries should consider actively managing their risk, rather than relying on a legal 'shield' that may not be available. The key to managing the risk is to have as many participants as possible invest in professionally designed portfolios that are appropriate for the participant."
- Fred Reish, ERISA attorney

The foundation of this program is built on Nobel Prize Winning research.

Why Adviceware helps:

1. Studies show using advice opposed to choosing your own funds increases returns an average of 3% annually (Source: Schwab, 2009).
2. In August of 2008, the Department of Labor began to endorse computer generated advice to retirement plan participants. The DoL concludes that on average, participants and beneficiaries who are advised make investment errors at 50% the rate of those who are not (Source: Department of Labor, Employee Benefits Service Administration, 2010).